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Online Banking
Omaha Douglas FCU

Loan Rates

Current Loan Rates

Actual rates will vary according to the applicant’s creditworthiness, loan term and security. Actual rate will be determined after the loan application is submitted and processed. Rates as of January 1, 2024. Rates valid through January 31, 2024. Rates subject to change without notice.

New Auto Loan Rates
Effective Date: February 1, 2024
TermAPR* as low as
1-48 Months 5.49%
49-60 Months 5.74%
61-72 Months 6.24%
73-84 Months 6.49%

Used Vehicle Rates - 2022-2023 Models
Effective Date: February 1, 2024
TermAPR* as low as
1-48 Months 5.49%
49-60 Months 5.74%
61-72 Months 6.24%

Used Vehicle Rates - 2017-2021 Models
Effective Date: February 1, 2024
TermAPR* as low as
1-48 Months 6.74%
49-60 Months 7.49%
61-72 Months 7.74%

New Motorcycles & RV Rates
Effective Date: February 1, 2024
TermAPR* as low as
1-48 Months 6.49%
49-60 Months 6.99%
61-72 Months 7.49%
RVs ONLY
73-84 Months - $25,000 min 7.74%
85-96 Months - $35,000 min 8.24%
97-120 Months - $50,000 min 8.49%

Used Motorcycles & RV Rates
Effective Date: December 1, 2023
TermAPR* as low as
1-36 Months 6.99%
37-48 Months 7.49%
49-60 Months 7.99%
RVs ONLY
61-84 Months - $25,000 min 8.24%
85-96 Months - $35,000 min 8.74%

Personal Loan Rates
Effective Date: February 1, 2024
TermAPR* as low as
1-24 Months 9.74%
25-36 Months 10.24%
37-48 Months 10.74%

Other New Secured Loan Rates
Effective Date: February 1, 2024
TermAPR* as low as
1-36 Months 8.24%
37-48 Months 8.99%
49-60 Months 9.24%

Other Used Secured Loan Rates
Effective Date: February 1, 2024
TermAPR* as low as
1-36 Months 8.74%
37-48 Months 9.49%

Line of Credit Loans
Effective Date: February 1, 2024
TypeAPR*
Overdraft Protection Line of Credit 15.00%
Credit Builder Overdraft Line of Credit 18.00%
Personal Line of Credit 10.00%

Share Secured Loan
Effective Date: February 1, 2024
TermAPR*
1-12 Months 2.50% over share rate
over 12 Months 3.00% over share rate

Share Certificate Loans
Effective Date: February 1, 2024
TermAPR*
1-12 Months 2.50% over certificate rate
over 12 Months 3.00% over certificate rate

*APR=Annual Percentage Rate.

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