Current Loan Rates
Actual rates will vary according to the applicant’s creditworthiness, loan term and security. Actual rate will be determined after the loan application is submitted and processed. Rates as of January 1, 2024. Rates valid through January 31, 2024. Rates subject to change without notice.
New Auto Loan Rates
Effective Date: October 1, 2024
| Term | APR* as low as |
|---|---|
| 48 Months | 5.74% |
| 49-60 Months | 6.00% |
| 61-72 Months | 6.49% |
| 73-84 Months | 6.74% |
Used Vehicle Rates - 2022-2023 Models
Effective Date: October 1, 2024
| Term | APR* as low as |
|---|---|
| 1-48 Months | 5.74% |
| 49-60 Months | 6.00% |
| 61-72 Months | 6.49% |
| 73-84 Months | 6.74% |
Used Vehicle Rates - 2017-2021 Models
Effective Date: October 1, 2024
| Term | APR* as low as |
|---|---|
| 48 Months | 6.50% |
| 49-60 Months | 6.75% |
| 61-72 Months | 7.00% |
Personal Loan Rates
Effective Date: October 1, 2024
| Term | APR* as low as |
|---|---|
| 1-24 Months | 9.74% |
| 25-36 Months | 10.24% |
| 37-48 Months | 10.74% |
Used Vehicle Rates - 2016 Models & Older
Effective Date: October 1, 2024
| Term | APR* as low as |
|---|---|
| 1-24 mos. | 8.00% |
| 25-36 mos. | 9.00% |
| 37-48 mos | 9.25% |
New Motorcycles
Effective Date: October 1, 2024
| Term | APR* as low as |
|---|---|
| 1-5 years | 6.99% |
| 6-7 years | 7.49% |
Used Motorcycles
Effective Date: October 1, 2024
| Term | APR* as low as |
|---|---|
| 1-5 years | 7.99% |
Line of Credit Loans
Effective Date: October 1, 2024
| Type | APR* |
|---|---|
| Overdraft Protection Line of Credit | 15.00% |
| Credit Builder Overdraft Line of Credit | 18.00% |
| Personal Line of Credit | 10.00% |
| Home Equity Line of Credit | 8.00% |
Recreational Vehicles
Effective Date: October 1, 2024
| Term | APR* as low as |
|---|---|
| 1-7 years | 7.75% |
| 8-10 years | 8.49% |
Boats with Trailers
Effective Date: September 1, 2024
| Term | APR* as low as |
|---|---|
| 1-5 years | 6.99% |
| 6-15 years | 8.75% |
Home Equity Loans
Effective Date: October 1, 2024
| Term | APR* as low as |
|---|---|
| 1-5 years | 7.00% |
| 6-10 years | 7.25% |
Line of Credit Loans
Effective Date: October 1, 2024
| Type | APR* |
|---|---|
| Overdraft Protection Line of Credit | 15.00% |
| Credit Builder Overdraft Line of Credit | 18.00% |
| Personal Line of Credit | 10.00% |
| Home Equity Line of Credit | 8.00% |
Share Secured Loan
Effective Date: August 1, 2024
| Term | APR* |
|---|---|
| 1-12 Months | 2.50% over share rate |
| over 12 Months | 3.00% over share rate |
Share Certificate Loans
Effective Date: August 1, 2024
| Term | APR* |
|---|---|
| 1-12 Months | 2.50% over certificate rate |
| over 12 Months | 3.00% over certificate rate |
*APR=Annual Percentage Rate.
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