The 20% Down Myth
Have you been kept from buying a home because of the “20% down” myth? You don’t need that chunk of a home’s value to get a mortgage! In fact, most lenders offer 10% mortgages, and others are available with down payments as low as 3% of the home’s value! Read on to learn more!
What is Credit Card Interest and How Does it Affect Me?
When you start your financial life, one of the first things you’ll likely do is open a credit card or two. These can be great, as long as you manage them properly! We’ve got plenty of advice.
Help! I Overspent on Christmas!
If your holiday spending got a little (or a lot) out of control, let Omaha Douglas Federal Credit Union help you tame the beast!
What's the Best Way to Pay for Holiday Shopping?
It’s holiday shopping time, but how should you pay for all your purchases? We’ve got a breakdown of all your options!
Why a Credit Card is a Great Addition to Your Wallet and How to Choose One
Cash can be a hassle, and debit cards leave you open to financial disaster if they are lost or stolen. Find out how to pick the best credit card, then let Omaha Douglas Federal Credit Union help with a card that make sense!
All You Need to Know About Home Equity Loans
The hot real estate market has meant many homeowners have seen the values of their homes skyrocket. If that’s the case for you, or you’ve just been in your house long enough to build up equity the old-fashioned way, a home equity loan (HEL) can be a great way to handle anything from debt consolidation to wedding expenses. It’s basically a loan against the equity in your home, and you’ve got to pay it back just like your original mortgage. Interest rates will be low since it’s secured by your home. Check with Omaha Douglas Federal Credit Union to see if a HEL is a good idea for you!