Current Loan Rates

Actual rates will vary according to the applicant’s creditworthiness, loan term and security. Actual rate will be determined after the loan application is submitted and processed. Rates as of January 1, 2020. Rates valid through January 31, 2020. Rates subject to change without notice.

Loan ApplicationMortgage Rates

  1. Personal Loan Rates
    Credit Rating A+ A B C D E
    1-24 months 6.99% APR 7.24% APR 8.24% APR 9.74% APR 12.24% APR 15.24% APR
    25-36 months 7.49% APR 7.74% APR 8.74% APR 10.24% APR N/A N/A
    37-48 months 7.99% APR 8.24% APR 9.24% APR N/A N/A N/A
  2. New Motor Vehicle Loan Rates
    Credit Rating A+ A B C D E
    Max LTV 115% 115% 115% 100% 90% 90%
    1-48 months 2.74% APR 2.99% APR 3.99% APR 5.49% APR 7.99% APR 10.99% APR
    49-60 months 2.99% APR 3.24% APR 4.24% APR 5.74% APR 8.24% APR 11.24% APR
    61-72 months 3.49% APR 3.74% APR 4.74% APR 6.24% APR N/A N/A
    72-84 months 3.74% APR 3.99% APR 4.99% APR N/A N/A N/A
  3. Used Motor Vehicle Loan Rates — 2016-2017 Models
    Credit Rating A+ A B C D E
    Max LTV 115% 115% 115% 100% 90% 90%
    1-48 months 2.74% APR 2.99% APR 3.99% APR 5.49% APR 7.99% APR 10.99% APR
    49-60 months 2.99% APR 3.24% APR 4.24% APR 5.74% APR 8.24% APR 11.24% APR
    61-72 months 3.49% APR 3.74% APR 4.74% APR 6.24% APR N/A N/A
  4. Used Motor Vehicle Loan Rates — 2011- 2015 Models
    Credit Rating A+ A B C D E
    Max LTV 100% 100% 100% 90% 80% 80%
    1-48 months 3.99% APR 4.24% APR 5.24% APR 6.74% APR 9.24% APR 12.24% APR
    49-60 months 4.74% APR 4.99% APR 5.99% APR 7.49% APR N/A N/A
    61-72 months 4.99% APR 5.24% APR 6.24% APR N/A N/A N/A
  5. New Motorcycles & RV Loan Rates
    Credit Rating A+ A B C D E
    Max LTV 95% 95% 95% 85% 75% 75%
    1-48 months 3.74% APR 3.99% APR 4.99% APR 6.49% APR 8.99% APR 11.99% APR
    49-60 months 4.24% APR 4.49% APR 5.49% APR 6.99%APR 9.49% APR N/A
    61-72 months 4.74% APR 4.99% APR 5.99% APR 7.49% APR N/A N/A
    73-84 months (RVs only)
    $25,000 minimum    		 4.99% APR 5.24% APR 6.24% APR 7.74% APR N/A N/A
    85-96 months (RVs only)
    $35,000 minimum    		 5.49% APR 5.74% APR 6.74% APR N/A N/A N/A
    97-120 months (RVs only)
    $50,000 minimum    		 5.74% APR 5.99% APR 6.99% APR N/A N/A N/A
  6. Used Motorcycles & RV Loan Rates
    Credit Rating A+ A B C D E
    Max LTV 95% 95% 95% 85% 75% 75%
    1-36 months 4.24% APR 4.49% APR 5.49% APR 6.99% APR 9.49% APR 12.49% APR
    37-48 months 4.74% APR 4.99% APR 5.99% APR 7.49% APR 9.99% APR N/A
    49-60 months 5.24% APR 5.49% APR 6.49% APR 7.99% APR N/A N/A
    61-84 months (RVs only)
    $25,000 minimum    		 5.49% APR 5.74% APR 6.74% APR N/A N/A N/A
    85-96 months (RVs only)
    $35,000 minimum    		 5.99% APR 6.24% APR 7.24% APR N/A N/A N/A
  7. Other New Secured Loan Rates
    Credit Rating A+ A B C D E
    Max LTV 95% 95% 95% 85% 75% 75%
    1-36 months 5.49% APR 5.74% APR 6.74% APR 8.24% APR 10.74% APR 13.74% APR
    37-48 months 6.24% APR 6.49% APR 7.49% APR 8.99%APR N/A N/A
    49-60 months 6.49% APR 6.74% APR 7.74% APR N/A N/A N/A
  8. Other Used Secured Loan Rates
    Credit Rating A+ A B C D E
    Max LTV 95% 95% 95% 85% 75% 75%
    1-36 months 5.99% APR 6.24% APR 7.24% APR 8.74% APR 11.24% APR 14.24% APR
    37-48 months 6.74% APR 6.99% APR 7.99% APR 9.49% APR N/A N/A
  9. Line of Credit Loans
    Line of Credit Loans Annual Percentage Rate (APR)
    Overdraft Protection Line of Credit 15.00% APR
    Credit Builder Overdraft Line of Credit 18.00% APR
    Personal Line of Credit 10.00% APR
  10. Share Secured Loan Rates
    Share Secured Annual Percentage Rate (APR)
    1-12 months 2.50% over share rate
    over 12 months 3.00% over share rate
  11. Share Certificate Loan Rates
    Share Certificate Secured Loans Annual Percentage Rate (APR)
    1-12 months 2.50% over certificate rate
    over 12 months 3.00% over certificate rate

APR = Annual Percentage Rate | LTV = Loan-to-Value

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