Current Loan Rates
Actual rates will vary according to the applicant’s creditworthiness, loan term and security. Actual rate will be determined after the loan application is submitted and processed. Rates as of February 1, 2021. Rates valid through February 28, 2021. Rates subject to change without notice.
Loan ApplicationMortgage Rates
-
Personal Loan Rates
Credit Rating A+ A B C D E 1-24 months 6.49% APR 6.74% APR 7.74% APR 9.24% APR 11.74% APR 14.74% APR 25-36 months 6.99% APR 7.24% APR 8.24% APR 9.74% APR N/A N/A 37-48 months 7.49% APR 7.74% APR 8.74% APR N/A N/A N/A -
New Motor Vehicle Loan Rates
Credit Rating A+ A B C D E Max LTV 115% 115% 115% 100% 90% 90% 1-48 months 2.24% APR 2.49% APR 3.49% APR 4.99% APR 7.49% APR 10.49% APR 49-60 months 2.49% APR 2.74% APR 3.74% APR 5.24% APR 7.74% APR 10.74% APR 61-72 months 2.99% APR 3.24% APR 4.24% APR 5.74% APR N/A N/A 72-84 months 3.24% APR 3.49% APR 4.49% APR N/A N/A N/A -
Used Motor Vehicle Loan Rates — 2017-2018 Models
Credit Rating A+ A B C D E Max LTV 115% 115% 115% 100% 90% 90% 1-48 months 2.24% APR 2.49% APR 3.49% APR 4.99% APR 7.49% APR 10.49% APR 49-60 months 2.49% APR 2.74% APR 3.74% APR 5.24% APR 7.74% APR 10.74% APR 61-72 months 2.99% APR 3.24% APR 4.24% APR 5.74% APR N/A N/A -
Used Motor Vehicle Loan Rates — 2012- 2016 Models
Credit Rating A+ A B C D E Max LTV 100% 100% 100% 90% 80% 80% 1-48 months 3.49% APR 3.74% APR 4.74% APR 6.24% APR 8.74% APR 11.74% APR 49-60 months 4.24% APR 4.49% APR 5.49% APR 6.99% APR N/A N/A 61-72 months 4.49% APR 4.74% APR 5.74% APR N/A N/A N/A -
New Motorcycles & RV Loan Rates
Credit Rating A+ A B C D E Max LTV 95% 95% 95% 85% 75% 75% 1-48 months 3.24% APR 3.49% APR 4.49% APR 5.99% APR 8.49% APR 11.49% APR 49-60 months 3.74% APR 3.99% APR 4.99% APR 6.49%APR 8.99% APR N/A 61-72 months 4.24% APR 4.49% APR 5.49% APR 6.99% APR N/A N/A 73-84 months (RVs only)
$25,000 minimum4.49% APR 4.74% APR 5.74% APR 7.24% APR N/A N/A 85-96 months (RVs only)
$35,000 minimum4.99% APR 5.49% APR 6.49% APR N/A N/A N/A 97-120 months (RVs only)
$50,000 minimum5.24% APR 5.49% APR 6.49% APR N/A N/A N/A -
Used Motorcycles & RV Loan Rates
Credit Rating A+ A B C D E Max LTV 95% 95% 95% 85% 75% 75% 1-36 months 3.74% APR 3.99% APR 4.99% APR 6.49% APR 8.99% APR 11.99% APR 37-48 months 4.24% APR 4.49% APR 5.49% APR 6.99% APR 9.49% APR N/A 49-60 months 4.74% APR 4.99% APR 5.99% APR 7.49% APR N/A N/A 61-84 months (RVs only)
$25,000 minimum4.99% APR 5.24% APR 6.24% APR N/A N/A N/A 85-96 months (RVs only)
$35,000 minimum5.49% APR 5.74% APR 6.74% APR N/A N/A N/A -
Other New Secured Loan Rates
Credit Rating A+ A B C D E Max LTV 95% 95% 95% 85% 75% 75% 1-36 months 4.99% APR 5.24% APR 6.24% APR 7.74% APR 10.24% APR 13.24% APR 37-48 months 5.74% APR 5.99% APR 6.99% APR 8.49%APR N/A N/A 49-60 months 5.99% APR 6.24% APR 7.24% APR N/A N/A N/A -
Other Used Secured Loan Rates
Credit Rating A+ A B C D E Max LTV 95% 95% 95% 85% 75% 75% 1-36 months 5.49% APR 5.74% APR 6.74% APR 8.24% APR 10.74% APR 13.74% APR 37-48 months 6.24% APR 6.49% APR 7.49% APR 8.99% APR N/A N/A -
Line of Credit Loans
Line of Credit Loans Annual Percentage Rate (APR) Overdraft Protection Line of Credit 15.00% APR Credit Builder Overdraft Line of Credit 18.00% APR Personal Line of Credit 10.00% APR -
Share Secured Loan Rates
Share Secured Annual Percentage Rate (APR) 1-12 months 2.50% over share rate over 12 months 3.00% over share rate -
Share Certificate Loan Rates
Share Certificate Secured Loans Annual Percentage Rate (APR) 1-12 months 2.50% over certificate rate over 12 months 3.00% over certificate rate
APR = Annual Percentage Rate | LTV = Loan-to-Value
Loan Calculator
Savings calculator