Current Loan Rates
Actual rates will vary according to the applicant’s creditworthiness, loan term and security. Actual rate will be determined after the loan application is submitted and processed. Rates as of September 1, 2023. Rates valid through September 30, 2023 . Rates subject to change without notice.
Loan ApplicationMortgage Rates
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Personal Loan Rates
Credit Rating A+ A B C D E 1-24 months 9.74% APR 9.99% APR 10.99% APR 12.49% APR 14.99% APR 17.99% APR 25-36 months 10.24% APR 10.49% APR 11.49% APR 12.99% APR N/A N/A 37-48 months 10.74% APR 10.99% APR 11.99% APR N/A N/A N/A -
New Motor Vehicle Loan Rates
Credit Rating A+ A B C D E Max LTV 115% 115% 115% 100% 90% 90% 1-48 months 5.49% APR 5.74% APR 6.74% APR 8.24% APR 10.74% APR 13.74% APR 49-60 months 5.74% APR 5.99% APR 6.99% APR 8.49% APR 10.99% APR 13.99% APR 61-72 months 6.24% APR 6.49% APR 7.49% APR 8.99% APR N/A N/A 72-84 months 6.49% APR 6.74% APR 7.74% APR N/A N/A N/A -
Used Motor Vehicle Loan Rates — 2021-2022 Models
Credit Rating A+ A B C D E Max LTV 115% 115% 115% 100% 90% 90% 1-48 months 5.49% APR 5.74% APR 6.74% APR 8.24% APR 10.74% APR 13.74% APR 49-60 months 5.74% APR 5.99% APR 6.99% APR 8.49% APR 10.99% APR 13.99% APR 61-72 months 6.24% APR 6.49% APR 7.49% APR 8.99% APR N/A N/A -
Used Motor Vehicle Loan Rates — 2016- 2020 Models
Credit Rating A+ A B C D E Max LTV 100% 100% 100% 90% 80% 80% 1-48 months 6.74% APR 6.99% APR 7.99% APR 9.49% APR 11.99% APR 14.99% APR 49-60 months 7.49% APR 7.74% APR 8.74% APR 10.24% APR N/A N/A 61-72 months 7.74% APR 7.99% APR 8.99% APR N/A N/A N/A -
New Motorcycles & RV Loan Rates
Credit Rating A+ A B C D E Max LTV 95% 95% 95% 85% 75% 75% 1-48 months 6.49% APR 6.74% APR 7.74% APR 9.24% APR 11.74% APR 14.74% APR 49-60 months 6.99% APR 7.24% APR 8.24% APR 9.74%APR 12.24% APR N/A 61-72 months 7.49% APR 7.74% APR 8.74% APR 10.24% APR N/A N/A 73-84 months (RVs only)
$25,000 minimum7.74% APR 7.99% APR 8.99% APR 10.49% APR N/A N/A 85-96 months (RVs only)
$35,000 minimum8.24% APR 8.49% APR 9.49% APR N/A N/A N/A 97-120 months (RVs only)
$50,000 minimum8.49% APR 8.74% APR 9.74% APR N/A N/A N/A -
Used Motorcycles & RV Loan Rates
Credit Rating A+ A B C D E Max LTV 95% 95% 95% 85% 75% 75% 1-36 months 6.99% APR 7.24% APR 8.24% APR 9.74% APR 12.24% APR 15.24% APR 37-48 months 7.49% APR 7.74% APR 8.74% APR 10.24% APR 12.74% APR N/A 49-60 months 7.99% APR 8.24% APR 9.24% APR 10.74% APR N/A N/A 61-84 months (RVs only)
$25,000 minimum8.24% APR 8.49% APR 9.49% APR N/A N/A N/A 85-96 months (RVs only)
$35,000 minimum8.74% APR 8.99% APR 9.99% APR N/A N/A N/A -
Other New Secured Loan Rates
Credit Rating A+ A B C D E Max LTV 95% 95% 95% 85% 75% 75% 1-36 months 8.24% APR 8.49% APR 9.49% APR 10.99% APR 13.49% APR 16.49% APR 37-48 months 8.99% APR 9.24% APR 10.24% APR 11.74% APR N/A N/A 49-60 months 9.24% APR 9.49% APR 10.49% APR N/A N/A N/A -
Other Used Secured Loan Rates
Credit Rating A+ A B C D E Max LTV 95% 95% 95% 85% 75% 75% 1-36 months 8.74% APR 8.99% APR 9.99% APR 11.49% APR 13.99% APR 16.99% APR 37-48 months 9.49% APR 9.74% APR 10.74% APR 12.24% APR N/A N/A -
Line of Credit Loans
Line of Credit Loans Annual Percentage Rate (APR) Overdraft Protection Line of Credit 15.00% APR Credit Builder Overdraft Line of Credit 18.00% APR Personal Line of Credit 10.00% APR -
Share Secured Loan Rates
Share Secured Annual Percentage Rate (APR) 1-12 months 2.50% over share rate over 12 months 3.00% over share rate -
Share Certificate Loan Rates
Share Certificate Secured Loans Annual Percentage Rate (APR) 1-12 months 2.50% over certificate rate over 12 months 3.00% over certificate rate
APR = Annual Percentage Rate | LTV = Loan-to-Value
Loan Calculator
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Office Location
Omaha Douglas Federal Credit Union
8251 West Center Road
Omaha, NE 68124
(402) 444-5999
[email protected]
Fax: (402) 444-5484